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Get Pre-Approved for a Home Loan

The first step in buying a home is understanding your buying power and establishing a price range. A licensed lender can evaluate your financial standing and provide a pre-approval. They will review your income and credit history to determine your borrowing capacity, helping you define your price range. Having a pre-approval letter in hand can make your offer more attractive, especially in competitive markets.

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Start Your Home Search

Begin your home search with up-to-date MLS listings in your favorite neighborhoods. Create an account on our exclusive Compass platform to save properties, request showings, and more. We will also search for homes on your behalf and provide access to additional properties through our private exclusive network. Once you find a home you like, we’ll schedule a tour for you to see the property in person.

"We are committed to offering you the most personalized service, specifically designed to help you find the perfect home that fits your lifestyle."

SCHEDULE YOUR CONSULTATION
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Making An Offer

When you’re ready to purchase, we will guide you in preparing a strong offer. We’ll handle the necessary paperwork, considering elements like purchase price, closing date, contingencies, and special stipulations. After submitting your offer, the seller can accept, reject, or counter. If countered, we will negotiate until an agreement is reached or the offer is rejected.

04—

Going Under Contract

Upon offer acceptance, you will be officially under contract. Next, unless it’s a cash purchase, you’ll need to make an earnest money deposit and secure your mortgage loan. Working with a trusted lender will help you find the best loan program for your needs.

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Home Inspection

A home inspection is a critical part of the buying process. A licensed inspector will evaluate the property and identify any structural or system issues. They’ll also check for problems like pests or mold. Depending on the inspection results, we may negotiate further to resolve any issues.

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Home Appraisal

Your lender will arrange for a professional appraisal to determine the home’s fair market value. This unbiased estimate ensures the property’s value aligns with the loan amount. If the appraisal is lower than expected, we may need to renegotiate the purchase agreement or consider terminating the contract.

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Final Walkthrough

Before closing, we’ll conduct a final walkthrough to ensure all negotiated repairs are complete and the home’s condition hasn’t changed. This last check allows us to address any remaining issues before closing. You will then sign an addendum confirming the walkthrough’s satisfactory completion.

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Closing the Deal

Closing day is when you finalize your purchase. Your lender will provide a closing disclosure outlining loan terms, monthly payments, taxes, and closing costs. Once everything is signed and the loan is funded, you’ll receive the keys to your new home.

TIME TO CELEBRATE-----Congratulations!

After completing the final paperwork, you’ll officially own your new home. While it may take a few days for the loan to be funded, once the seller receives their check, you’re ready to move into your home. Now, it is officially time to celebrate your new chapter!

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